ABSTRACT
This research aims to evaluate the internal factors influencing the performance of Islamic banks in Pakistan. There are currently five Islamic banks in operation, and data from all five have been used to analyze their performance from 2008 to 2021. The data was collected from the State Bank of Pakistan. To examine financial performance, this study used return on assets (ROA) and returns on equity (ROE) as proxies, and considered both internal attributes (such as liquidity, bank size, asset quality, capital adequacy ratio, operational efficiency, and assets management) and external factors (such as macroeconomic indicators like GDP growth and inflation rate). Ordinary least squares (OLS) estimation is employed to examine the relationship among variables. The estimation findings suggest that all of the internal factors have a strong association with banks' performance. Bank size and asset quality were found to have a positive and significant association with ROA, while asset quality and assets management were associated positively with ROE. Additionally, during the Covid-19 pandemic period, banks' size and liquidity were found to adversely affect ROA of Islamic banks, while operational efficiency had a positive impact.
ABSTRACT
Objectives:To assess risks of mother to child horizontal transmission of severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2) virus during rooming in and breastfeeding in infants born to mothers with the coronavirus (COVID-19) disease.Design:Retrospective observational study.Participants:Five tertiary care centers located in the United Arab Emirates. Infants born to mothers positive for SARS-CoV-2 polymerase chain reaction (PCR) at the time of delivery, born between April 1 and October 30, 2020.Methods:In this retrospective observational study, we analyzed the newborn care practices in various tertiary care hospitals and the rate of horizontal transmission of SARS-CoV-2 from mother to infant (horizontal) while rooming in, breastfeeding, and post-discharge.Results:There were total of 2,405 deliveries in the 5 stated hospitals of which 40 infants were born to mothers with positive SARS-CoV-2 PCR at the time of delivery. One infant tested positive for SARS-CoV-2 after birth at 24 h of life and had respiratory symptoms and fever. Twenty-three of the well infants were roomed in during their hospital stay and were breastfed. In 8 cases, the mother and baby were separated and isolated from the time of birth till discharge.95% of the discharged infants were rooming in with mothers, 45% of the infants were exclusively breastfed, and 55% were on mixed feeding (breast milk and formula milk) at the follow-up. None of the infants developed significant health issues or symptoms attributable to SARS-CoV-2.Conclusion:The risk of mother to infant horizontal transmission of COVID-19 in the perinatal period is very low. Our study reaffirms the American Academy of Pediatrics guidelines that rooming in and breastfeeding of newborns born to SARS-CoV-2 positive mothers is safe without an increased risk of horizontal transmission by following mandated safety precautions.